Financing

Get Approved with Neighborhood Autos Auto Finance

Fill out the application below to get started!

Buy Here Pay Here in-house financing program

At Neighborhood Autos, we know that financing is a big deal and that you have questions to ask. Click on the questions below for detailed answers on how our in-house financing works and details on how we can help you get on the road to credit freedom. If you have a question that is not listed below, please call us at 

844-776-0754. We look forward to helping you get on the road reliably.

Neighborhood Autos knows that bad things can happen to good people. That’s why Neighborhood Autos specializes in arranging auto loans for individuals who have had credit problems in the past. We can help almost any credit situation. Previous repossessions, foreclosures, charged-off accounts, tax liens, delinquent credit cards, and judgments you may have against you are all obstacles that we have overcome in the past.

Obviously, each person’s situation is a little different, but our Finance Specialists work each and every day with the situations described above and want to give each customer a chance to re-establish their credit worthiness.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial investment funds to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Photo Identification (Drivers License, State/Government issued ID)

Yes. We know that one of the biggest fears that car buyers have when they purchase a pre-owned vehicle is that they will get a “bad” vehicle. We protect your purchase by providing you with a Custom Limited Warranty for each vehicle. Each unit that we sell is evaluated and serviced by our own service centers before being offered for sale. We are also very proud to say that we are an Autocheck Certified Dealer.

Unlike our competition, Neighborhood Autos does not have pre-set down payments on every unit. Your specific information will be evaluated by our staff of Finance Specialists who try to get you the loan amount you desire for the least amount of money down!

Our process is simple. We will ask you to fill out our 6 step easy online application. Once you submit that application our team of experts will evaluate and contact you with your approval details and schedule an appointment at one of our four convenient locations. This whole process take just minutes and you will be on the road soon! Our goal is to make your car buying experience fast and pleasant.

What do I need to get approved with Neighborhood Autos?

To get approved for financing at Neighborhood Autos Sales, you can start by filling out our online application form. We work with individuals of all credit levels. Our team will review your application and work diligently to get you approved.  If you have any questions during the process, feel free to call us at

844-776-0754.

What do I need to get approved with Neighborhood Autos?

At Neighborhood Autos Sales we will use your Drivers license to register your vehicle, and validate your identity. 

Please note that these are general guidelines and the requirements may vary.

If you have any questions during the process, feel free to call us at 844-776-0754.

At Neighborhood Autos Sales, we typically accept the following as proof of income:

  1. Recent pay stubs
  2. Bank statements showing regular deposits
  3. Social Security income statements
  4. Pension distribution statements
  5. Tax returns (for self-employed individuals)

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us at 844-776-0754.

For proof of residence, Neighborhood Autos Sales typically accepts:

  1. Utility bills (like electricity, water, or gas) in your name
  2. Lease agreements
  3. Mortgage statements
  4. Bank statements with your address

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us at 844-776-0754.

For proof of Social Security income, Neighborhood Autos Sales typically accepts:

  1. Social Security income statements
  2. Bank statements showing regular deposits from Social Security

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us at 844-776-0754.

For proof of pension distribution, Neighborhood Autos Sales typically accepts:

  1. Pension distribution statements
  2. Bank statements showing regular pension deposits

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us at 844-776-0754.

If you own your own business, you can provide the following as proof of income:

  1. Tax returns from the previous year, specifically the Schedule C form that reports your profit or loss from business.
  2. Bank statements showing regular income.
  3. Financial statements like profit and loss statements.

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us at 844-776-0754.

Yes, at Neighborhood Autos Sales, we understand that life happens and financial challenges like bankruptcy can occur. We work with individuals in various financial situations, including those who are in bankruptcy.

Please contact us directly at 844-776-0754 to discuss your specific situation and how we can assist you.

How it Works

Submit Form

Fill in the form below with your information and securely transmit your information to the finance team at Neighborhood Autos

Get Approved​

Finance with Neighborhood Autos with your current credit situation

Pick the Car for You

Neighborhood Autos stands behind every car on our lot with an 3-Year/48,000-mile warranty at no additional cost to our customers.​

Neighborhood Autos is here to help you through the buying process. Our finance department can answer your questions about auto loans and pre-approval. Visit us today at one of our three locations to take a test drive, and we hope to see you soon!
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